Harrell Agency Services Blog

View the latest blog posts from Harrell Agency Services.

Tuesday, May 29, 2018

Why You Should Be Preparing For The 2018 Hurricane Season Now

June 1st marks the start of the 2018 Atlantic hurricane season. People in Florida and beyond are still recovering from the storms of 2017. Unfortunately, forecasters are predicting a very active 2018 season. So, what lessons can we learn from last hurricane season? We’re covering a few major takeaways all Floridians should keep in mind during the 2018 hurricane season - and how they should be preparing for the months ahead. READ MORE >>

Friday, May 11, 2018

Uber & Lyft Drivers: Skipping out on Rideshare Insurance? Think again

We’ve covered using ridesharing services like Uber and Lyft in a previous blog post, but what about driving for one of these companies? That’s a whole other conversation. In the past, drivers are often left with gaps in coverage when driving for ridesharing services. Coverage can change from your personal or business policy to the company’s coverage throughout the day when you pick-up and drop-off customers. So where exactly is the lapse in coverage and how have insurance companies solved this problem? Progressive, Safeco and other big name insurance companies have now moved to provide “Rideshare Insurance.” Before we get into rideshare insurance and what it covers, the graphic below details the lapse in personal policy coverage and the rideshare company’s policy coverage. READ MORE >>

Thursday, April 19, 2018

How Does a Pool Affect Your Florida Homeowners Insurance Policy?

Whether you are looking for a new home or considering making upgrades to your current one, a pool is probably high on your wish list. The Florida heat is easier to beat with a private pool, after all. Before deciding to build a pool or purchase a home that already has one built , it’s important to talk to your insurance agent and see how this addition could affect your homeowners policy.  We've got a few things you'll want to keep in mind when considering a swimming pool and your Florida homeowners policy. READ MORE >>

Friday, March 30, 2018

Four Boating Safety Tips Every Boat Owner Should Know

The summer months are upon us! In Florida, that means keeping busy (and cool) with plenty of water-related activities. The Central Florida region is surrounded by lakes and oceans that are waiting for you to explore. From the most seasoned boater to the newbies, there are a few things you should always keep in mind before getting out on the water. Be mindful of the weather We live in Florida, so the weather can change on a dime, especially during the summer months. With that being said, make sure to check your local weather station for the daily forecast. When you’re out on the water, pay close attention to the weather patterns. If it’s looking dark, it’s best to head inland. As a rule of thumb, make sure to let someone on land know when you’ll be arriving back, that way they can alert authorities if something were to go wrong.  READ MORE >>

Tuesday, March 06, 2018

3 Tips To Save Money On Your Homeowners Policy 

While Florida homeowners insurance costs are high, there are a few ways to lower the monthly cost of your policy. If you are looking at purchasing a home, try to find a house that was built fewer than 12 years ago. If your current home was built before 2001 and has had the roof replaced after 2004, consider having a wind mitigation inspection done. If the home has significant structural updates, it could save you up to 30% on your new homeowners insurance policy! READ MORE >>

Friday, February 23, 2018

Spring Cleaning Tips For Your Home (That Will Increase Its Value, Too!)

Spring is almost upon us, and you know what that means... It’s time to start your annual spring cleaning. Whether you are looking to put your home on the market, or just want to spruce things up around the house, we’ve got a few quick tips to help boost the value of your home and get it looking its best. Pay attention to curb appeal First impressions are important, so make sure to have your home’s exterior looking its best. Improving your home's curb appeal can be done on a budget, too. A few cost-effective options include pressure washing your driveway, mulching your landscaping and updating with annual plants, replacing or repairing the mailbox, or even adding a fresh coat of paint. These things help to update your home's exterior. READ MORE >>

Friday, January 26, 2018

Three Tips for Choosing the Right Car for Your Young Driver

Any parent that has taught their child to drive knows how terrifying it can be. Finally letting go of the reigns and giving your child that first breath of independence is both exciting and scary. We've covered what you should know about adding a young driver to your policy previously. Another question we get asked frequently is how you should go about choosing the right car for your young driver. Here are a few tips to keep in mind. READ MORE >>

Friday, January 05, 2018

Winter Weather Guide: Florida Style

Florida’s winter is officially here! We’ve had some record-breaking lows this week and even some snow flurries in parts of North Florida. As Floridians, most of us aren’t familiar with snow or icy conditions, and it can be incredibly dangerous to take to the road. READ MORE >>

Monday, December 11, 2017

Does Santa Claus Need Insurance?

The holidays are upon us! We’re decking the halls and working on our Christmas spirit. This got us thinking ... what kind of insurance policies would Santa Claus need, or even qualify for?  Let’s start off with Santa’s home in the North Pole.  Obviously , Santa will need homeowner’s insurance to cover any risk that could come to his property. But, as far as his toy shop is concerned, he’d need a separate policy to cover his business.  READ MORE >>

Thursday, November 09, 2017

Millennial's Guide to Car Insurance

As a result of the economy collapsing several years ago, many millennials moved back in with their parents and, based on recent studies, they aren’t leaving. “What does this have to do with car insurance,” you may ask. Well, let me tell you about that! READ MORE >>

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